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It's rewarding to know you've made a difference in your grandchild's future. Why not do so with a plan that offers your grandchild and you benefits?

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With New York's 529 Direct Plan:

  • You have the satisfaction of knowing your help can reduce your family's debt in the future. 
  • Your savings can be used for tuition, certain room and board costs, books, and fees. 
  • Your grandchild can go to any eligible college or tech school they choose and aren't limited to schools in New York. 
  • Your grandchild can have several accounts opened for his or her benefit, so if mom and dad already opened an account, there's no stopping you from opening one too. 
  • You can open accounts for each grandchild you have. 
  • You can start saving at any time, whatever your grandchild's age--from newborn to high school. 
  • If you are a New York taxpayer and an account owner, you may be able to take advantage of different tax benefits the plan offers.* If you don't have an account and just give money directly to another account owner, you won't have those benefits. 
  • You can contribute whenever it's convenient for you, or on a regular basis with our automatic investing options.** 
  • As an account owner, you remain in control of the account, including when and where the assets are used. 
  • If your grandchild doesn't go to college, you can change the beneficiary on the account to an eligible member of the child's family without paying a penalty. 
  • You may be able to minimize your estate taxes.* 
  • You'll be able to take advantage of professional investment management from Vanguard, one of the world's largest and most respected investment management firms. 
  • You can get started today in just 10 minutes. Enroll now.

* The availability of tax or other benefits may be contingent on meeting other requirements.
** A plan of regular investment cannot assure a profit or protect against a loss in a declining market.

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