Target Enrollment Portfolios

Families have different education plans, savings objectives, and time horizons. With a simplified approach to investing, saving for your student’s education goals has never been easier.

Target Enrollment Portfolios are a simplified approach to college investing. We have designed these investment options to allow you to select a Portfolio based upon your risk tolerance and your Beneficiary’s anticipated year of enrollment in school or an eligible program. For example, if you expect your Beneficiary to attend college beginning in the year 2036, you may consider the Target Enrollment 2036 Portfolio. You may also consider a Target Enrollment Portfolio with an earlier target enrollment date if you are a more conservative investor, or a Target Enrollment Portfolio with a later target enrollment date if you are a more aggressive investor. The asset allocation in these Investment Options is automatically adjusted quarterly over time to become more conservative as your Beneficiary gets closer to enrollment.

Target Enrollment Portfolios 

chart-img

Target Enrollment 2041

95.00% stocks

5.00% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2040

95.00% stocks

5.00% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2039

94.00% stocks

6.00% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2038

90.00% stocks

10.00% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2037

86.00% stocks

14.00% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2036

81.50% stocks

18.50% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2035

75.50% stocks

24.50% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2034

69.50% stocks

30.50% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2033

63.50% stocks

36.50% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2032

58.00% stocks

42.00% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2031

54.00% stocks

46.00% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2030

50.00% stocks

50.00% bonds

0.00% short-term reserves

chart-img

Target Enrollment 2029

44.82% stocks

53.50 bonds

1.68% short-term reserves

chart-img

Target Enrollment 2028

36.28% stocks

55.33% bonds

8.39% short-term reserves

chart-img

Target Enrollment 2027

29.14% stocks

55.83% bonds

15.03% short-term reserves

chart-img

Target Enrollment 2026

24.52% stocks

53.80% bonds

21.68% short-term reserves

chart-img

Target Enrollment 2025

20.78% stocks

50.83% bonds

28.39% short-term reserves

chart-img

Target Enrollment 2024

18.84% stocks

46.13% bonds

35.05% short-term reserves

chart-img

Target Enrollment 2023

16.91% stocks

41.43% bonds

41.66% short-term reserves

chart-img

Commencement Portfolio

11.60% stocks

28.40% bonds

60.00% short-term reserves