Target Enrollment Portfolios

Families have different education plans, savings objectives, and time horizons. With a simplified approach to investing, saving for your student’s education goals has never been easier.

Target Enrollment Portfolios are a simplified approach to college investing. We have designed these investment options to allow you to select a Portfolio based upon your risk tolerance and your Beneficiary’s anticipated year of enrollment in school or an eligible program. For example, if you expect your Beneficiary to attend college beginning in the year 2036, you may consider the Target Enrollment 2036 Portfolio. You may also consider a Target Enrollment Portfolio with an earlier target enrollment date if you are a more conservative investor, or a Target Enrollment Portfolio with a later target enrollment date if you are a more aggressive investor. The asset allocation in these Investment Options is automatically adjusted quarterly over time to become more conservative as your Beneficiary gets closer to enrollment.

As of 1/1/2024

Target Enrollment Portfolio Total Stock Market Index Fund Total International Stock Index Fund Total Bond Market II Index Fund Total International Bond Index Fund Short-Term Reserves Account
Target Enrollment 2042 57.00% 38.00% 3.50% 1.50% 0.00%
Target Enrollment 2041 57.00% 38.00% 3.50% 1.50% 0.00%
Target Enrollment 2040 57.00% 38.00% 3.50% 1.50% 0.00%
Target Enrollment 2039 55.20% 36.80% 5.60% 2.40% 0.00%
Target Enrollment 2038 52.80% 35.20% 8.40% 3.60% 0.00%
Target Enrollment 2037 50.40% 33.60% 11.20% 4.80% 0.00%
Target Enrollment 2036 47.10% 31.40% 15.05% 6.45% 0.00%
Target Enrollment 2035 43.50% 29.00% 19.25% 8.25% 0.00%
Target Enrollment 2034 39.90% 26.60% 23.45% 10.05% 0.00%
Target Enrollment 2033 36.30% 24.20% 27.65% 11.85% 0.00%
Target Enrollment 2032 33.60% 22.40% 30.80% 13.20% 0.00%
Target Enrollment 2031 31.20% 20.80% 33.60% 14.40% 0.00%
Target Enrollment 2030 28.80% 19.20% 36.40% 15.60% 0.00%
Target Enrollment 2029 24.27% 16.18% 38.15% 16.35% 5.05%
Target Enrollment 2028 19.39% 12.93% 39.18% 16.79% 11.71%
Target Enrollment 2027 16.08% 10.71% 38.41% 16.46% 18.34%
Target Enrollment 2026 13.41% 8.94% 36.82% 15.78% 25.05%
Target Enrollment 2025 11.89% 7.93% 33.93% 14.54% 31.71%
Target Enrollment 2024 10.74% 7.15% 30.64% 13.13% 38.34%
Target Enrollment 2023 9.57% 6.38% 27.35% 11.72% 44.98%
Commencement Portfolio 6.96% 4.64% 19.88% 8.52% 60.00%