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Quarter End Performance

Detailed performance and expense ratio information including month-end performance is available by clicking the portfolio names below.

To view most recent month-end returns click here.

Portfolio price and performance
Name Average annual total
returns as of 03/31/2025 		Inception date
1 year 3 year 5 year 10 year Since inception**
Name 1 year returns as of 03/31/2025 — 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** -2.40% Inception date 11/22/2024
Name 1 year returns as of 03/31/2025 6.74% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 14.54% Inception date 11/17/2023
Name 1 year returns as of 03/31/2025 6.83% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 10.84% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 6.83% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 10.90% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 6.76% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 10.67% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 6.69% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 10.39% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 6.62% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 10.17% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 6.56% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 9.83% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 6.50% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 9.50% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 6.34% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 9.10% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 6.09% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 8.65% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 6.02% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 8.42% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 5.95% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 8.14% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 5.87% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 7.92% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 5.53% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 7.29% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 5.39% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 6.72% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 5.03% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 6.20% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 4.77% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 5.80% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 4.78% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 5.63% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 4.60% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 5.40% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 4.51% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 5.17% Inception date 07/28/2023
Name 1 year returns as of 03/31/2025 4.34% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 4.76% Inception date 07/28/2023
Name Developed Markets Index Portfolio 1 year returns as of 03/31/2025 4.67% 3 year average annual returns as of 03/31/2025 5.25% 5 year average annual returns as of 03/31/2025 12.09% 10 year average annual returns as of 03/31/2025 5.53% Since inception average annual returns as of 03/31/2025** 8.17% Inception date 03/26/2009
Name Global Equity Portfolio 1 year returns as of 03/31/2025 6.85% 3 year average annual returns as of 03/31/2025 6.78% 5 year average annual returns as of 03/31/2025 15.45% 10 year average annual returns as of 03/31/2025 9.42% Since inception average annual returns as of 03/31/2025** 8.95% Inception date 11/14/2003
Name Growth Stock Index Portfolio 1 year returns as of 03/31/2025 8.16% 3 year average annual returns as of 03/31/2025 9.42% 5 year average annual returns as of 03/31/2025 19.40% 10 year average annual returns as of 03/31/2025 14.11% Since inception average annual returns as of 03/31/2025** 11.18% Inception date 11/20/2003
Name International Stock Market Index Portfolio 1 year returns as of 03/31/2025 — 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 3.80% Inception date 11/22/2024
Name Mid-Cap Stock Index Portfolio 1 year returns as of 03/31/2025 5.07% 3 year average annual returns as of 03/31/2025 4.44% 5 year average annual returns as of 03/31/2025 16.13% 10 year average annual returns as of 03/31/2025 8.83% Since inception average annual returns as of 03/31/2025** 9.77% Inception date 11/20/2003
Name Small-Cap Stock Index Portfolio 1 year returns as of 03/31/2025 -1.64% 3 year average annual returns as of 03/31/2025 2.95% 5 year average annual returns as of 03/31/2025 15.53% 10 year average annual returns as of 03/31/2025 7.66% Since inception average annual returns as of 03/31/2025** 9.13% Inception date 11/19/2003
Name Social Index Portfolio 1 year returns as of 03/31/2025 7.20% 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 20.51% Inception date 09/30/2022
Name U.S. Stock Market Index Portfolio 1 year returns as of 03/31/2025 — 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** -7.40% Inception date 11/22/2024
Name Value Stock Index Portfolio 1 year returns as of 03/31/2025 8.36% 3 year average annual returns as of 03/31/2025 7.96% 5 year average annual returns as of 03/31/2025 16.96% 10 year average annual returns as of 03/31/2025 10.25% Since inception average annual returns as of 03/31/2025** 9.09% Inception date 11/20/2003
Name Conservative Growth Portfolio 1 year returns as of 03/31/2025 — 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 0.10% Inception date 11/22/2024
Name Growth Portfolio 1 year returns as of 03/31/2025 6.14% 3 year average annual returns as of 03/31/2025 5.27% 5 year average annual returns as of 03/31/2025 11.43% 10 year average annual returns as of 03/31/2025 7.52% Since inception average annual returns as of 03/31/2025** 7.83% Inception date 11/14/2003
Name Moderate Growth Portfolio 1 year returns as of 03/31/2025 5.43% 3 year average annual returns as of 03/31/2025 3.76% 5 year average annual returns as of 03/31/2025 7.49% 10 year average annual returns as of 03/31/2025 5.56% Since inception average annual returns as of 03/31/2025** 6.22% Inception date 11/14/2003
Name Income Portfolio 1 year returns as of 03/31/2025 5.50% 3 year average annual returns as of 03/31/2025 2.39% 5 year average annual returns as of 03/31/2025 3.63% 10 year average annual returns as of 03/31/2025 3.55% Since inception average annual returns as of 03/31/2025** 4.52% Inception date 11/14/2003
Name Bond Market Index Portfolio 1 year returns as of 03/31/2025 4.82% 3 year average annual returns as of 03/31/2025 0.46% 5 year average annual returns as of 03/31/2025 -0.49% 10 year average annual returns as of 03/31/2025 1.35% Since inception average annual returns as of 03/31/2025** 2.92% Inception date 11/20/2003
Name Conservative Income Portfolio 1 year returns as of 03/31/2025 4.61% 3 year average annual returns as of 03/31/2025 1.71% 5 year average annual returns as of 03/31/2025 1.15% 10 year average annual returns as of 03/31/2025 1.77% Since inception average annual returns as of 03/31/2025** 2.77% Inception date 11/14/2003
Name International Bond Market Index Portfolio 1 year returns as of 03/31/2025 — 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** -0.10% Inception date 11/22/2024
Name Short Term Bond Market Index Portfolio 1 year returns as of 03/31/2025 — 3 year average annual returns as of 03/31/2025 — 5 year average annual returns as of 03/31/2025 — 10 year average annual returns as of 03/31/2025 — Since inception average annual returns as of 03/31/2025** 2.10% Inception date 11/22/2024
Name Interest Accumulation Portfolio 1 year returns as of 03/31/2025 3.61% 3 year average annual returns as of 03/31/2025 2.82% 5 year average annual returns as of 03/31/2025 2.36% 10 year average annual returns as of 03/31/2025 1.93% Since inception average annual returns as of 03/31/2025** 1.80% Inception date 11/14/2003

The performance data shown represent past performance, which is not a guarantee of future results. Investment returns and principal value will fluctuate, so that investors' units, when sold, may be worth more or less than their original cost. Current performance data may be higher or lower than the performance data cited. For performance data current to the most recent month-end click here.

All investing is subject to risk, including the possible loss of the money you invest. Investments in bonds are subject to interest rate, credit, and inflation risk. Investments are not guaranteed or insured.

The Income Portfolio, Balanced Income Portfolio, Conservative Income Portfolio, and Interest Accumulation Portfolio each invest in the Vanguard Short-Term Reserves Account, which, in turn, invests in Vanguard Federal Money Market Fund. The Vanguard Short-Term Reserves Account could lose money by investing in the Vanguard Federal Money Market Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.

* Not available as an Individual Portfolio.

** Since Inception returns for less than one year are not annualized.

For more information about New York's 529 College Savings Program Direct Plan, download a Disclosure Booklet and Tuition Savings Agreement or request one by calling 877-NYSAVES (877-697-2837). This document includes investment objectives, risks, charges, expenses, and other information. You should read and consider them carefully before investing.

Before you invest, consider whether your or the beneficiary's home state offers any state tax or other benefits that are only available for investments in that state's 529 plan. Other state benefits may include financial aid, scholarship funds, and protection from creditors.

The Comptroller of the State of New York and the New York State Higher Education Services Corporation are the Program Administrators and are responsible for implementing and administering the Direct Plan.

Ascensus Broker Dealer Services, Inc., serves as Program Manager and, in connection with its affiliates, provides recordkeeping and administrative support services and is responsible for day-to-day operations of the Direct Plan. The Vanguard Group, Inc., serves as the Investment Manager. Vanguard Marketing Corporation markets, distributes, and underwrites the Direct Plan.

No guarantee: None of the State of New York, its agencies, the Federal Deposit Insurance Corporation (FDIC), The Vanguard Group, Inc., Ascensus Broker Dealer Services, Inc., nor any of their applicable affiliates insures accounts or guarantees the principal deposited therein or any investment returns on any account or investment portfolio.